DSCR Pricing Engine

Price Your Next Deal

Gradient’s DSCR Pricing Engine provides instant, dependable pricing insights so you can model scenarios, structure deals effectively, and deliver answers to your clients in seconds.

Broker Information
Property & Loan
Financials
Program Options

This calculator provides an initial, non-binding estimate for illustrative purposes only. All terms, rates, and loan eligibility are subject to full underwriting, market conditions, and final lender approval.

The Gradient Mortgage Capital DSCR Pricing Engine is built to help brokers win more deals with speed and certainty. After you enter your scenario above, the tool delivers a fast, reliable estimate that gives you a clear picture of how the loan is likely to price. This allows you to guide your client with confidence and move the opportunity forward without unnecessary delays. Brokers who use the tool are able to respond quickly, set clearer expectations, and create a more streamlined experience for every investor they serve.

Brokers rely on the DSCR Pricing Engine because it creates immediate clarity around deal strength, rate expectations, and available structures. Instead of waiting for a quote or running through multiple back-and-forth conversations, you can view a real-time estimate and quickly determine the best strategy for your borrower. This gives you a competitive advantage in a market where investors value responsiveness, certainty, and decisive guidance.

The tool is an effective way to qualify new leads, present options during early conversations, and set accurate expectations with clients who want straightforward answers. Whether the opportunity involves a purchase, a refinance, portfolio expansion, or an investor comparing multiple strategies, the pricing engine helps you respond quickly and stay in control of the deal. It is also useful when evaluating short-term rentals, analyzing cash flow projections, or preparing a client for next steps.

Use the DSCR Pricing Engine anytime you need a dependable, broker-friendly way to price a loan. It is designed to help you move faster, strengthen client relationships, and close more high-quality business with confidence.