SBCRE Pricing Engine

Estimate Your Small Balance Commercial Real Estate Loan Scenario

Gradient’s SBCRE Pricing Engine delivers fast, scenario-based pricing estimates designed specifically for small balance commercial real estate opportunities. The tool allows brokers to evaluate deal structure early, guide borrowers with clarity, and move transactions forward with confidence.

SBC Loan Pricer

Broker Information

Company Name *

First Name *

Last Name *

Broker Email *

Broker Phone *

Broker State *

Property & Loan

Loan Purpose *

Category *

Property Type *

Property Value *

Loan Amount *

Amortization Length (months) *

Loan Term (months) *

Property State *

ZIP Code *

Financials & Sponsor

EGI (annual) *

Operating Expenses (annual) *

FICO (middle score) *

Post Close Liquidity *

Real Estate Investor Experience *

Program Options

Prepayment *

Rate Type *

YSP *

Calculating...

This calculator provides an initial, non-binding estimate for illustrative purposes only. All terms, rates, and loan eligibility are subject to full underwriting, market conditions, and final lender approval.

Preliminary Estimate

Final Rate —

Par Rate —

LTV —

DSCR —

—

* All rates float to close; rate locks available upon request.

The Gradient Mortgage Capital SBCRE Pricing Engine is built to help brokers respond quickly and stay in control of commercial conversations. After entering key property and loan details above, you receive a timely estimate that provides insight into likely pricing, structure, and overall deal positioning. This allows you to set expectations early, identify viable opportunities, and avoid delays that can slow momentum. Brokers who use the tool are better equipped to lead discussions, manage borrower expectations, and keep deals moving efficiently.

Brokers rely on the SBCRE Pricing Engine to gain immediate visibility into deal strength and execution strategy. Instead of waiting for manual quotes or revising scenarios multiple times, the tool provides a clear snapshot of how a transaction may be structured. This helps you identify risks sooner, make informed adjustments, and present realistic options with confidence to borrowers who value speed and decisiveness.

The pricing engine is especially valuable during initial deal evaluations, lead qualification, and early borrower discussions where timing matters. Whether you are reviewing mixed-use properties, owner-occupied commercial real estate, or investor-focused acquisitions and refinances, the SBCRE Pricing Engine helps you quickly assess options and align expectations from the start. It also serves as a practical resource when comparing structures, prioritizing pipeline opportunities, or preparing borrowers for next steps.

Use the SBCRE Pricing Engine anytime you need a reliable, broker-focused way to evaluate small balance commercial real estate loan scenarios. It is designed to help you work more efficiently, communicate more effectively, and close well-structured commercial deals with confidence.